2026-27 Open Enrollment Information
Open Enrollment for the 2026-27 plan year will be held July 20 to Aug. 20. The Insurance Open Enrollment Information document below outlines the plan changes for the upcoming year. Please review the changes to avoid surprises as you access services this coming year.
Of special note is the change in coinsurance for services at hospitals. Many services offered at hospitals are available at a lower cost option. With the increased cost of healthcare, we all need to be vigilant about controlling our plans costs. Getting care at independent labs and imaging centers instead of through a hospital, can save you money as well as our plan.
You can watch a recorded overview of the upcoming changes in the various plans as well as an overview of the insurance programs below.
You can also come to open enrollment meetings that will be held on Aug. 11 at West Jordan Middle School as part of the District Wide Professional Development day. One meeting will begin at 8:30 a.m. and the second meeting will be held at 12:45 p.m. Please register for these either of these classes using the links below:
Register for the 8:30 a.m. Healthcare Session or 12:45 p.m. Healthcare Session
You will need to log into Employee Navigator between July 20 to Aug. 20 to review and make any necessary changes for this upcoming year. Instructions on Employee Navigator enrollment can be found in the Employee Navigator Enrollment Instructions document below. It is not required but is highly recommended. If you are enrolling in the Flex Spending Account (FSA) or Dependent Care FSA, you must log in every year and make new elections. Dependent Care has increased to $7,500. This is great news for families with children in daycare.
If possible, please handle your open enrollment as soon as possible. Many employees wait until near the end of the open enrollment period. When this happens, we don't have the necessary time we would like to spend with you.
If you have questions, please email insurance@jordandistrict.org, call 801-567-8146 or stop by and see us at the District Office.
- 2026-27 Benefits Enrollment Guide
- 2026-27 Insurance Open Enrollment Information
- Employee Navigator Enrollment Instructions - Updated July 23, 2026
- Enroll today at employeenavigator.com
Cash Back/Copay Map
PEHP is doing their part to assist us to keep our claim costs down. This will help the District maintain the best medical plan possible and limit premium increases. If you participate in this program it saves both you and our plan money. PEHP has made updates to a program so you can either get cash back or pay a minimal $45 copay for high cost services. If you have met your out-of-pocket maximum the cash back is still available.
PEHP recently launched the Cash Back/Copay map to help members quickly identify where to go for the best value. It’s based on common surgeries and imaging procedures that can be done outside of a hospital facility, such as knee surgeries, colonoscopies, MRIs, and more. This new program runs alongside existing benefits to reward employees for making smart choices with their healthcare.
Here’s how it works when a member gets service at a facility included in this program:
(Automatic — No application needed)
- Pay no more than $45 copay for all services — no deductible, no hidden fees.
- Always earn cash back for certain preventive services (e.g., colonoscopy) at select locations.
- After reaching Out-of-Pocket Maximum, additional cash back may be earned.
High Deductible Plan
(Application required)
- Starts with cash back, once deductible is met, pay no more than a $45 copay until out-of-pocket max is met.
- After reaching Out-of-Pocket Maximum, additional cash back may be earned.
- Always earn cash back for certain preventive services (e.g., colonoscopy) at select locations.
To access the Cash Back/Copay Map, log in to your PEHP account and look for it under the Find Providers & Costs menu.
If you have any questions, please reach out to PEHP directly 801-366-7555 or Insurance Services at 801-567-8146 or insurance@jordandistrict.org.
PEHP – Explanation of Benefits
When you are using the health plan, the Explanation of Benefits (EOB) is the most important document when it comes to the billing side of your care. You either receive the EOB in the mail or you have access to them through the PEHP online portal. You elect how you receive this document.
Once you receive this document, match it up with a bill you receive from your provider and pay what PEHP states is "Your Responsibility". It may not match what your provider's bill is showing but your provider receives the same information from PEHP. If there is a portion that is not being covered it could be that PEHP needs additional information or your provider needs to write off the balance.
- Billed Amount - The medical provider’s (e.g., doctor, hospital, or clinic) bill for your service.
- Allowed Amount - The maximum fee allowable for a given procedure, test, device, or medication established by PEHP and accepted by In-Network Providers. Also referred to as “In-Network Rate.”
- Amount Eligible - This is PEHP’s In-Network Rate. This is the most we allow in-network providers to charge for this service. However, out-of network providers may charge more than the In-Network Rate. Avoid paying more by using only providers in your network (go to www.pehp.org).
- Deductable - The set amount you pay for eligible charges in a plan year before cost sharing takes place.
- Coinsurance - The percentage of the cost you must pay under your plan. You may already have paid this amount when you received services. If so, the provider’s bill may be lower than what’s shown on the EOB.
- Copay - The fixed dollar amount you must pay under your plan. You may already have paid this amount when you received services. If so, the provider’s bill may be lower than what’s shown on the EOB.
- Plan Payment - The part of the bill PEHP paid.
- Claim Number - Keep this number as reference if you call PEHP about your claim.
- Your Responsibility - The amount of the bill the provider expects you to pay. This is between you and the provider.
Please contact Insurance Services with any questions or concerns 801-567-8146 / insurance@jordandistrict.org
Express Scripts / Evernorth Health Services
Express Scripts is the pharmacy benefit manager or administrator of our drug benefit program. Evernorth is the parent company of Express Scripts. You may start seeing the name Evernorth more often. Nothing is going to change as far as the way you access your pharmacy benefit. We simply want to make you aware so when you start seeing the name Evernorth you won't be confused.
If you have any questions, please contact Insurance Services at insurance@jordandistrict.org or 801-567-8146 and we will be happy to assist you.
Having a Baby? Or Any Other Qualifying Event?
You have 30 days to make those changes to your plan. IRS regulations govern how and when an employee may make cafeteria plan elections and changes to those elections.
If you have questions about what a qualifying event is, please click here.
